If you rent you need apartment renters insurance

Apartment renters insurance is for anyone who rents their home, whether it be a house or an apartment. Renters insurance will protect your personal belongings against fire, theft and vandalism. Many people think that their landlord will be responsible if something bad happens to their stuff, such as being stolen or burned in a fire. Not true! The landlord only covers the building and not your property. If you rent an apartment you need renters insurance!